Our Process

1. At EPA, we take a detailed custom approach for each client. During our no-charge consultation, we'll discuss your financial goals and objectives to ensure we can provide optimal performance in every area of your estate plan.
2. Once we create your custom financial plan we will establish proper asset allocation and portfolio design to set your future up for success on the most efficient path toward your specific goals. 
3. We will properly advise on tax implications of your current investment decisions as well as how your future will be affected in regard to taxes by decisions you are making today, as well as manager selection and plan implementation details.
4. Once the plan is in place and in motion we will set regular progress reviews. This will ensure your plan structure stays in balance with you as time and market conditions evolve thus allowing us to continually succeed in achieving your life goals.

Our Fee Based Structure to Advising

Alignment of Interests

As fee-based advisors, when you do well, we do well. During inevitable periods of market decline, our fees will shrink. Our interests are therefore more closely aligned putting us on the same side of the table at all times. 

Greater Market Agility

Today's financial markets can be volatile, calling for greater diligence and oftentimes more frequent changes to portfolio strategy. A fee-based structure gives you the flexibility to respond appropriately to critical market changes without the added costs to you from trading activity, since you won't be paying commissions on each trade. 

A Focus on the Whole Financial Picture

While a commissions-based approach is typically focused on specific financial products, a fee-based approach generally stresses a broader, more important goal of ensuring that your whole financial picture is in good shape. In this way, a fee-based structure offers a better framework for fully integrated financial planning, which we believe is the best approach to helping you pursue your goals. 

ESTATE PRESERVATION AGENCY

Estate Preservation Agency Inc. (EPA) is a leading distributor of both insurance and investment products specific to the needs of the senior age market. Contracted with an ever growing number of top rated insurance carriers, EPA is actively distributing products that include: Long Term Care, Short Term Care, Medigap, Medicare Advantage, Medicare Part D Plans, Final Expense, Life Insurance and Annuities.

GOLDEN AGE MARKETING

Golden Age Marketing, Inc. is a senior market Managing General Agent and Field Marketing Organization. Representing top-rated insurance carriers nationwide. Golden Age Marketing provides an unparalleled system which offers top commissions, case design, and sales support to agents and brokers for health, annuity, life, post hospital care and other insurance related products. Our experienced staff prides itself in product knowledge and sales strategies.

​Many corporations have started to cut back on pensions and therefore EPA founded Pension-Max to specialize in helping individuals to explore the different strategies that are available to them before they retire. Many people are not aware that they have other options when it comes time to elect their pension choice. Click the link to learn more about how the Pension-Max strategy can help realize all the available options.